Smartview Capital One Walmart (2024)

FAQs

What credit score is needed for Capital One Walmart? ›

This means that the Capital One Walmart Rewards® Mastercard®* likely requires at least good credit, which FICO typically defines as a credit score of 670 and above.

You can use the Capital One Walmart Rewards Mastercard wherever Mastercard is accepted. You can use the Capital One Walmart Rewards Mastercard wherever Mastercard is accepted.

You can get a Walmart Credit Card cash advance from any ATM that accepts cards on the Mastercard network. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.

While the minimum credit limit on the Capital One Walmart Rewards® Card is $300, the actual amount will be based on your creditworthiness. Lenders determine this by looking at several factors, including your annual income, debt-to-income ratio and credit score.

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

Approval Requirements: Both cards accept applicants with fair credit, so a score of 640 or higher is required. Requirements also include being a U.S. resident and at least 18 years of age to get either card. You'll also want to have a steady income, although the issuer doesn't release specific income requirements.

Walmart Credit Card reports the card's credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Capital One may use a specific credit bureau more than another, depending on the applicant's home state, and other factors.

While Capital One is no longer issuing new Walmart cards, cardholders can still use their existing cards for now. But with changes to this product now expected, it may be a good time to consider alternative cards that earn rewards on Walmart purchases. See which credit cards are right for you!

The partnership between Capital One and Walmart® has ended, and we no longer offer the Capital One Walmart Rewards Card or the Walmart Rewards Card. If you have one of these cards, we're excited to welcome you to Quicksilver, and we will continue to provide excellent service as we move forward.

Can I use my Walmart Capital One card for gas? ›

You can only use this card at Walmart stores, Walmart.com, Sam's Club, their associated gas stations, and Walmart & Murphy USA fuel stations. On the other hand, the Capital One Walmart Rewards® Mastercard® can be used anywhere Mastercard is accepted.

Withdraw from an ATM

Insert your credit card or use a cardless ATM option to access your account. Enter your credit card PIN. Capital One cardholders can request a PIN online. Select the cash advance or withdrawal option when prompted and follow the instructions on the ATM screen.

The Discover it^® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.

Capital One Venture Rewards Credit Card

Highest reported credit limit: $58,000, according to a member on the myFICO forums. Sign-up bonus: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus a $250 Capital One Travel credit in the first cardholder year.

You can get a Walmart Credit Card cash advance from any ATM that accepts cards on the Mastercard network. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.

You probably can't get a Walmart Credit Card with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+. The Walmart® Store Card has the same credit score requirements, too.

You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old. The same applies for the Walmart® Store Card, too.

The Discover it® Secured Credit Card is one of the best secured cards that offers rewards, and it's available to people with limited or no credit. You'll have to put down a security deposit, but then you may be able to upgrade to the Discover it® Cash Back and get your deposit back once your credit improves.

You need a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. Other options are also available for people with lower scores, as it is possible to get approved for Capital One credit card with limited credit history or a bad credit score.